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341 Meetings

Within 30 days of the date of filing you are required by Federal law to attend a 341 meeting, or meeting of creditors. This meeting is often called a meeting of the creditors, because all of your creditors will be put on notice of the date and time that this meeting is to take place.  This is the same notice you receive telling you when and where to appear.

When you attend this meeting you will need to bring your driver’s license and social security card.  The Trustee will ask you questions regarding your petition and schedules which you must answer truthfully under oath.  The meeting is usually  around five minutes.

Should your creditors choose to appear, they will be allowed to attend this meeting and ask you any questions that relate to your debts, income, and expected future income. They will not be allowed to harass you in any fashion whatsoever.

Once you file bankruptcy you are protected by an automatic stay and your creditors are no longer allowed to contact you in any manner.